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Annual investment return is in the bottom quintile of the peer cohort.
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Assets per participant exceed $250,000 - top-decile high-value plan.
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $625,603 | $41,016+1425.3% | $152,093+311.3% | $64,097+876.0% |
| Participation rate | 97.9% | 51.3%+46.6pp | 77.8%+20.2pp | 55.2%+42.7pp |
| Annual return | 11.28% | 39.60%-28.3pp | 66.36%-55.1pp | 34.64%-23.4pp |
| Employer contribution / active EE | $5,865 | $1,342+336.9% | $4,175+40.5% | $1,891+210.1% |
| Participant deferral / active EE | $17,266 | $1,927+795.8% | $5,451+216.7% | $3,080+460.6% |
| Admin fee / account holder | $0 | $2,305-100.0% | $14,497-100.0% | $3,454-100.0% |