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Annual investment return is in the bottom quintile of the peer cohort.
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Assets per participant exceed $250,000 - top-decile high-value plan.
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $625,603 | $45,343+1279.7% | $150,298+316.2% | $67,986+820.2% |
| Participation rate | 97.9% | 51.9%+46.1pp | 77.8%+20.2pp | 57.2%+40.7pp |
| Annual return | 11.28% | 33.28%-22.0pp | 62.79%-51.5pp | 31.67%-20.4pp |
| Employer contribution / active EE | $5,865 | $1,462+301.2% | $4,154+41.2% | $2,019+190.5% |
| Participant deferral / active EE | $17,266 | $2,055+740.3% | $5,453+216.7% | $3,358+414.2% |
| Admin fee / account holder | $0 | $2,250-100.0% | $14,116-100.0% | $3,203-100.0% |