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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $87,545 | $77,164+13.5% | $178,014-50.8% | $80,874+8.2% |
| Participation rate | 97.8% | 65.7%+32.0pp | 77.1%+20.7pp | 67.6%+30.1pp |
| Annual return | 10.92% | 18.09%-7.2pp | 294.80%-283.9pp | 35.62%-24.7pp |
| Employer contribution / active EE | $2,693 | $2,288+17.7% | $3,950-31.8% | $2,756-2.3% |
| Participant deferral / active EE | $5,790 | $4,408+31.3% | $6,276-7.8% | $4,297+34.7% |
| Admin fee / account holder | $7,302 | $7,164+1.9% | $10,362-29.5% | $6,935+5.3% |