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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $413,609 | $76,407+441.3% | $150,298+175.2% | $82,448+401.7% |
| Participation rate | 88.1% | 66.4%+21.7pp | 77.8%+10.4pp | 68.1%+20.1pp |
| Annual return | 27.49% | 39.99%-12.5pp | 62.79%-35.3pp | 41.64%-14.1pp |
| Employer contribution / active EE | $9,773 | $2,614+273.9% | $4,154+135.3% | $2,551+283.1% |
| Participant deferral / active EE | $7,458 | $3,214+132.0% | $5,453+36.8% | $4,139+80.2% |
| Admin fee / account holder | $98,927 | $6,352+1457.4% | $14,116+600.8% | $7,234+1267.5% |