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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $394,716 | $81,358+385.2% | $155,556+153.7% | $80,959+387.6% |
| Participation rate | 87.0% | 66.3%+20.8pp | 78.2%+8.8pp | 67.7%+19.4pp |
| Annual return | 37.00% | 33.39%+3.6pp | 64.84%-27.8pp | 35.67%+1.3pp |
| Employer contribution / active EE | $19,525 | $3,106+528.6% | $4,675+317.6% | $2,757+608.2% |
| Participant deferral / active EE | $8,018 | $3,455+132.1% | $5,631+42.4% | $4,300+86.5% |
| Admin fee / account holder | $124,980 | $7,994+1463.5% | $15,885+686.8% | $6,925+1704.7% |