Retirement plan

MBI, INC. 401(K) PLAN

Name: MBI, INC. - MBI, INC. 401(K) PLAN (2025) Form 5500
Creator: MBI, INC.
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, MBI, INC. 401(K) PLAN, MBI, INC.

MBI, INC.EIN 06-0902721Plan #002PY 2025

501 MERRITT 7 - NORWALK, CT 068517000203-853-2000mbi-inc.comLinkedIn201-500 employeesinternet

Other plans on this EIN

1 filing

#001Retirement-$110.4M assets

Prospect flagsNo flags tripped

How to read this page

Total assets (EOY)

$67.4M

+4.1% from 2024

Total participants

372

-7.7% from 2024

Average account balance

$204,124

+13.3% from 2024

Annual return

14.48%

-0.93 pp from 2024

Benchmarks

See 45 peers

Peer group

Industry45 - Retail Trade

Plan typeDefined contribution

Participants250-999

Cohort45 peers

Snapshot2025

Free accounts unlock saves, downloads, and 3-year history.

Analytics

Total assets (EOY)

Plan-year ending balance

$67.36M

Not enough data

1 years with asset history on file

Average account balance

Total assets / participants with a balance (line 6g)

$204K

Not enough data

1 years with per-participant data

Participants with account balance

Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.

330

Not enough data

1 years with headcount on file

Eligible Participants and Participation

Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.

85.9%

Not enough data

1 years with eligibility data

Contributions (total)

Employer and participant dollars contributed each year

$2.27M

Not enough data

1 years with contributions on file

Contributions per participant

Average employer and participant contribution per enrolled participant

$8K

Not enough data

1 years with per-participant contribution data

Asset flow

BOY + contributions + return - distributions = EOY

Year

Annual return

Diverging bars; negative years highlighted

+14.48%

Not enough data

1 years with return on file

Admin fee / account holder

Total admin expenses / participants with a balance (line 6g)

$65

Not enough data

1 years with admin cost on file

Asset composition

Cash / stocks / bonds / mutual funds / real estate / loans over time

Not enough data

1 years with F_SCH_H allocation on file

Free accounts unlock saves, downloads, and 3-year history.

Service providers

Top 1 by compensation

Provider	Service type	Compensation
THE VANGUARD GROUP, INC.11+ years Filed as: VANGUARD FIDUCIARY TRUST COMPANY Service code 12 · EIN 23-2186884	Claims processing	$21,593

Plan features & details

Pension benefit codes2F2G2J3D

Plan features

2F
ERISA section 404(c) plan
This plan or any part of it is intended to meet the conditions of 29 CFR 2550.404c-1 (shifting investment responsibility to participants).
2G
Total participant-directed account plan
Participants have the opportunity to direct the investment of all of the assets allocated to their individual accounts regardless of whether 29 CFR 2550.404c-1 is intended to be met.
2J
Code section 401(k) feature
Cash or deferred arrangement described in Code section 401(k) that is part of a qualified defined contribution plan under which employees may elect to defer part of their compensation or receive these amounts in cash.
3D
Pre-approved pension plan
A master prototype or volume submitter plan that is the subject of a favorable opinion or advisory letter from the IRS.

Opportunity flags

0 tripped

No flags tripped for this filing year. This plan looks clean.

Expense breakdown

Schedule H Part II

Admin total

$22K

$73 / participant

Trustee / custodial$22K100.0%

% of EOY assets

0.032%

all-in expense ratio

Categories reported

1 / 9

subdivided buckets used

Audit opinion

Schedule H Part III

Unqualified opinion

Auditor signed off without reservation - the cleanest possible opinion.

Auditor firm: CLIFTON LARSON ALLEN LLP
Auditor EIN: 410746749
Audit fees: (not subdivided)
Opinion code: Unqualified

Metric

This plan

Peer set

Industry

Size

Avg account balance

$204,124

$50,761+302.1%

$94,105+116.9%

$71,012+187.5%

Participation rate

85.9%

52.1%+33.7pp

71.9%+13.9pp

58.6%+27.3pp

Annual return

14.48%

18.04%-3.6pp

204.55%-190.1pp

37.67%-23.2pp

Employer contribution / active EE

$1,457-100.0%

$2,504-100.0%

$2,348-100.0%

Participant deferral / active EE

$7,654

$2,527+202.8%

$3,881+97.2%

$3,246+135.8%

Admin fee / account holder

$65

$653-90.0%

$6,199-98.9%

$1,167-94.4%

Provider

Service type

Compensation

THE VANGUARD GROUP, INC.11+ years

Filed as: VANGUARD FIDUCIARY TRUST COMPANY

Service code 12 · EIN 23-2186884

Claims processing

$21,593

MBI, INC. 401(K) PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

MBI, INC. 401(K) PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion