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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $418,241 | $185,312+125.7% | $161,489+159.0% | $154,746+170.3% |
| Participation rate | 91.7% | 82.5%+9.2pp | 78.7%+13.0pp | 80.7%+11.0pp |
| Annual return | 15.95% | 103.84%-87.9pp | 89.72%-73.8pp | 172.34%-156.4pp |
| Employer contribution / active EE | $13,393 | $4,769+180.8% | $4,268+213.8% | $4,379+205.8% |
| Participant deferral / active EE | $8,930 | $6,350+40.6% | $5,630+58.6% | $6,730+32.7% |
| Admin fee / account holder | $1,039 | $18,654-94.4% | $16,006-93.5% | $14,365-92.8% |