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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $523,769 | $81,358+543.8% | $155,556+236.7% | $80,959+547.0% |
| Participation rate | 81.6% | 66.3%+15.3pp | 78.2%+3.4pp | 67.7%+13.9pp |
| Annual return | 16.25% | 33.39%-17.1pp | 64.84%-48.6pp | 35.67%-19.4pp |
| Employer contribution / active EE | $20,274 | $3,106+552.7% | $4,675+333.6% | $2,757+635.3% |
| Participant deferral / active EE | $16,407 | $3,455+374.8% | $5,631+191.4% | $4,300+281.5% |
| Admin fee / account holder | $6,584 | $7,994-17.6% | $15,885-58.6% | $6,925-4.9% |