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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $93,590 | $124,425-24.8% | $112,040-16.5% | $137,256-31.8% |
| Participation rate | 100.0% | 79.3%+20.7pp | 76.5%+23.5pp | 80.0%+20.0pp |
| Annual return | 7.33% | 24.72%-17.4pp | 24.52%-17.2pp | 220.34%-213.0pp |
| Employer contribution / active EE | $4,031 | $3,411+18.2% | $2,954+36.5% | $4,156-3.0% |
| Participant deferral / active EE | $8,298 | $5,718+45.1% | $5,098+62.8% | $6,407+29.5% |
| Admin fee / account holder | $11,320 | $15,207-25.6% | $12,098-6.4% | $12,270-7.7% |