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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $400,186 | $183,516+118.1% | $155,534+157.3% | $145,884+174.3% |
| Participation rate | 92.9% | 82.7%+10.2pp | 78.2%+14.6pp | 80.3%+12.6pp |
| Annual return | 13.73% | 61.43%-47.7pp | 64.92%-51.2pp | 551.85%-538.1pp |
| Employer contribution / active EE | $2,635 | $5,315-50.4% | $4,675-43.6% | $4,662-43.5% |
| Participant deferral / active EE | $8,640 | $6,467+33.6% | $5,630+53.5% | $6,690+29.2% |
| Admin fee / account holder | $329 | $19,293-98.3% | $15,900-97.9% | $13,392-97.5% |