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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $288,143 | $129,737+122.1% | $119,126+141.9% | $154,746+86.2% |
| Participation rate | 100.0% | 78.9%+21.1pp | 75.8%+24.2pp | 80.7%+19.3pp |
| Annual return | 8.39% | 379.08%-370.7pp | 282.11%-273.7pp | 172.34%-163.9pp |
| Employer contribution / active EE | $14,341 | $4,375+227.8% | $4,034+255.5% | $4,379+227.5% |
| Participant deferral / active EE | $16,684 | $5,842+185.6% | $5,318+213.7% | $6,730+147.9% |
| Admin fee / account holder | $61,844 | $11,961+417.1% | $10,693+478.3% | $14,365+330.5% |