Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $161,132 | $63,809+152.5% | $81,353+98.1% | $80,935+99.1% |
| Participation rate | 29.3% | 63.9%-34.6pp | 69.5%-40.3pp | 67.7%-38.4pp |
| Annual return | 10.29% | 16.37%-6.1pp | 24.82%-14.5pp | 35.66%-25.4pp |
| Employer contribution / active EE | $663 | $1,981-66.5% | $2,464-73.1% | $2,757-76.0% |
| Participant deferral / active EE | $3,591 | $3,093+16.1% | $3,885-7.6% | $4,299-16.5% |
| Admin fee / account holder | $10,507 | $5,686+84.8% | $5,766+82.2% | $6,924+51.7% |