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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $31,439 | $132,634-76.3% | $115,768-72.8% | $137,256-77.1% |
| Participation rate | 80.0% | 77.9%+2.1pp | 74.4%+5.6pp | 80.0%0pp |
| Annual return | 15.95% | 160.70%-144.7pp | 100.46%-84.5pp | 220.34%-204.4pp |
| Employer contribution / active EE | $2,883 | $3,360-14.2% | $2,940-1.9% | $4,156-30.6% |
| Participant deferral / active EE | $5,265 | $5,619-6.3% | $4,917+7.1% | $6,407-17.8% |
| Admin fee / account holder | $2,887 | $15,028-80.8% | $12,439-76.8% | $12,270-76.5% |