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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $126,396 | $106,749+18.4% | $145,433-13.1% | $82,448+53.3% |
| Participation rate | 100.0% | 75.6%+24.4pp | 82.1%+17.9pp | 68.1%+31.9pp |
| Annual return | 4.39% | 27.59%-23.2pp | 66.58%-62.2pp | 41.64%-37.3pp |
| Employer contribution / active EE | $9,193 | $3,444+166.9% | $4,554+101.9% | $2,551+260.4% |
| Participant deferral / active EE | $10,615 | $6,519+62.8% | $7,897+34.4% | $4,139+156.4% |
| Admin fee / account holder | $17,866 | $8,390+112.9% | $13,129+36.1% | $7,234+147.0% |