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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $53,356 | $59,467-10.3% | $93,727-43.1% | $74,478-28.4% |
| Participation rate | 39.1% | 59.6%-20.5pp | 68.7%-29.6pp | 67.2%-28.1pp |
| Annual return | 12.75% | 82.14%-69.4pp | 133.83%-121.1pp | 1370.56%-1357.8pp |
| Employer contribution / active EE | $401 | $1,267-68.4% | $2,421-83.4% | $2,626-84.7% |
| Participant deferral / active EE | $1,672 | $3,052-45.2% | $4,417-62.1% | $4,350-61.6% |
| Admin fee / account holder | $3,127 | $3,028+3.2% | $8,292-62.3% | $1,946+60.7% |