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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $89,277 | $89,2590% | $107,187-16.7% | $82,637+8.0% |
| Participation rate | 82.8% | 67.9%+14.8pp | 75.0%+7.7pp | 68.1%+14.7pp |
| Annual return | 10.86% | 21.02%-10.2pp | 204.55%-193.7pp | 53.51%-42.6pp |
| Employer contribution / active EE | $3,533 | $3,080+14.7% | $3,782-6.6% | $2,552+38.4% |
| Participant deferral / active EE | $2,649 | $4,037-34.4% | $5,096-48.0% | $4,126-35.8% |
| Admin fee / account holder | $26,065 | $7,381+253.1% | $9,162+184.5% | $7,339+255.2% |