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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $89,277 | $96,731-7.7% | $123,973-28.0% | $86,983+2.6% |
| Participation rate | 82.8% | 70.0%+12.7pp | 76.7%+6.1pp | 69.5%+13.2pp |
| Annual return | 10.86% | 17.33%-6.5pp | 388.13%-377.3pp | 25.83%-15.0pp |
| Employer contribution / active EE | $3,533 | $3,297+7.2% | $4,126-14.4% | $2,584+36.7% |
| Participant deferral / active EE | $2,649 | $4,152-36.2% | $5,247-49.5% | $4,194-36.8% |
| Admin fee / account holder | $26,065 | $8,722+198.8% | $11,799+120.9% | $7,856+231.8% |