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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $89,277 | $88,672+0.7% | $105,223-15.2% | $82,448+8.3% |
| Participation rate | 82.8% | 67.9%+14.8pp | 75.0%+7.7pp | 68.1%+14.7pp |
| Annual return | 10.86% | 30.86%-20.0pp | 180.65%-169.8pp | 41.64%-30.8pp |
| Employer contribution / active EE | $3,533 | $3,048+15.9% | $3,689-4.2% | $2,551+38.5% |
| Participant deferral / active EE | $2,649 | $4,036-34.4% | $5,072-47.8% | $4,139-36.0% |
| Admin fee / account holder | $26,065 | $7,146+264.7% | $8,859+194.2% | $7,234+260.3% |