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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $184,923 | $70,366+162.8% | $66,674+177.4% | $138,895+33.1% |
| Participation rate | 100.0% | 76.2%+23.8pp | 73.7%+26.3pp | 79.9%+20.1pp |
| Annual return | 15.49% | 386.41%-370.9pp | 321.24%-305.7pp | 145.39%-129.9pp |
| Employer contribution / active EE | $10,768 | $2,765+289.4% | $2,620+311.0% | $4,194+156.7% |
| Participant deferral / active EE | $6,276 | $4,374+43.5% | $4,084+53.7% | $6,396-1.9% |
| Admin fee / account holder | $1,550 | $5,262-70.6% | $5,098-69.6% | $12,562-87.7% |