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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $102,617 | $59,467+72.6% | $93,727+9.5% | $74,478+37.8% |
| Participation rate | 61.5% | 59.6%+1.9pp | 68.7%-7.2pp | 67.2%-5.8pp |
| Annual return | 13.21% | 82.14%-68.9pp | 133.83%-120.6pp | 1370.56%-1357.3pp |
| Employer contribution / active EE | $756 | $1,267-40.3% | $2,421-68.8% | $2,626-71.2% |
| Participant deferral / active EE | $3,963 | $3,052+29.9% | $4,417-10.3% | $4,350-8.9% |
| Admin fee / account holder | $3,125 | $3,028+3.2% | $8,292-62.3% | $1,946+60.6% |