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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $58,636 | $71,215-17.7% | $93,696-37.4% | $80,935-27.6% |
| Participation rate | 80.9% | 60.4%+20.5pp | 68.7%+12.2pp | 67.7%+13.2pp |
| Annual return | 17.40% | 11.27%+6.1pp | 133.74%-116.3pp | 35.66%-18.3pp |
| Employer contribution / active EE | $930 | $1,565-40.6% | $2,422-61.6% | $2,757-66.3% |
| Participant deferral / active EE | $2,510 | $4,037-37.8% | $4,417-43.2% | $4,299-41.6% |
| Admin fee / account holder | $2,321 | $6,958-66.6% | $8,287-72.0% | $6,924-66.5% |