Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $94,286 | $79,867+18.1% | $120,344-21.7% | $64,340+46.5% |
| Participation rate | 32.7% | 63.0%-30.3pp | 76.7%-44.0pp | 55.2%-22.6pp |
| Annual return | 10.46% | 21.10%-10.6pp | 20.30%-9.8pp | 24.14%-13.7pp |
| Employer contribution / active EE | $413 | $1,925-78.5% | $3,020-86.3% | $1,862-77.8% |
| Participant deferral / active EE | $1,563 | $3,593-56.5% | $5,135-69.6% | $2,980-47.6% |
| Admin fee / account holder | $2,598 | $5,039-48.4% | $12,742-79.6% | $3,703-29.8% |