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| Provider | Service type | Compensation |
|---|---|---|
USI CONSULTING GROUP1 year Filed as: USI CONSULTING GROUP, INC. Service code 15 · EIN 06-1053228 | Recordkeeping | $64,124 |
USI CONSULTING GROUP1 year Filed as: USI ADVISORS, INC. Service code 27 · EIN 06-1397347 | Advisory (Plan) | $21,860 |
CHARLES SCHWAB & CO., INC.9 years Service code 15 · EIN 94-1737782 | Recordkeeping | $0 |
CHARLES SCHWAB & CO., INC.6 years Filed as: CHARLES SCHWAB TRUST BANK Service code 21 · EIN 42-1558009 | Bank Trustee | $0 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $53,307 | $50,902+4.7% | $155,534-65.7% | $77,736-31.4% |
| Participation rate | 59.1% | 63.1%-4.0pp | 78.2%-19.1pp | 70.6%-11.5pp |
| Annual return | 15.47% | 34.85%-19.4pp | 64.92%-49.5pp | 31.26%-15.8pp |
| Employer contribution / active EE | $1,232 | $1,991-38.1% | $4,675-73.6% | $2,728-54.8% |
| Participant deferral / active EE | $2,158 | $2,824-23.6% | $5,630-61.7% | $4,651-53.6% |
| Admin fee / account holder | $324 | $437-25.8% | $15,900-98.0% | $433-25.2% |