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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $882,464 | $99,875+783.6% | $146,866+500.9% | $86,983+914.5% |
| Participation rate | 100.0% | 75.8%+24.2pp | 82.5%+17.5pp | 69.5%+30.5pp |
| Annual return | 11.36% | 28.10%-16.7pp | 102.85%-91.5pp | 25.83%-14.5pp |
| Employer contribution / active EE | $19,068 | $3,224+491.4% | $4,425+330.9% | $2,584+637.8% |
| Participant deferral / active EE | $14,385 | $6,322+127.5% | $7,759+85.4% | $4,194+243.0% |
| Admin fee / account holder | $27,724 | $7,838+253.7% | $13,620+103.6% | $7,856+252.9% |