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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $34,594 | $102,385-66.2% | $147,080-76.5% | $80,935-57.3% |
| Participation rate | 71.4% | 75.9%-4.4pp | 82.2%-10.8pp | 67.7%+3.8pp |
| Annual return | 5.33% | 135.09%-129.8pp | 420.17%-414.8pp | 35.66%-30.3pp |
| Employer contribution / active EE | $1,189 | $3,717-68.0% | $4,933-75.9% | $2,757-56.9% |
| Participant deferral / active EE | $5,741 | $6,651-13.7% | $8,066-28.8% | $4,299+33.5% |
| Admin fee / account holder | $20,429 | $7,951+156.9% | $12,989+57.3% | $6,924+195.0% |