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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $30,894 | $75,541-59.1% | $152,093-79.7% | $82,637-62.6% |
| Participation rate | 78.4% | 66.5%+11.9pp | 77.8%+0.7pp | 68.1%+10.4pp |
| Annual return | 12.64% | 32.56%-19.9pp | 66.36%-53.7pp | 53.51%-40.9pp |
| Employer contribution / active EE | $1,476 | $2,622-43.7% | $4,175-64.7% | $2,552-42.2% |
| Participant deferral / active EE | $2,952 | $3,206-7.9% | $5,451-45.9% | $4,126-28.5% |
| Admin fee / account holder | $1,489 | $6,405-76.8% | $14,497-89.7% | $7,339-79.7% |