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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $122,786 | $52,507+133.8% | $129,406-5.1% | $74,478+64.9% |
| Participation rate | 24.7% | 53.9%-29.2pp | 69.6%-45.0pp | 67.2%-42.5pp |
| Annual return | 19.60% | 15.64%+4.0pp | 9468.18%-9448.6pp | 1370.56%-1351.0pp |
| Employer contribution / active EE | $855 | $1,534-44.2% | $4,155-79.4% | $2,626-67.4% |
| Participant deferral / active EE | $1,939 | $2,801-30.8% | $4,167-53.5% | $4,350-55.4% |
| Admin fee / account holder | $12,781 | $2,639+384.3% | $7,689+66.2% | $1,946+556.9% |