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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $144,980 | $55,715+160.2% | $124,206+16.7% | $71,012+104.2% |
| Participation rate | 22.2% | 34.7%-12.5pp | 69.6%-47.4pp | 58.6%-36.3pp |
| Annual return | 17.76% | 73.23%-55.5pp | 515.27%-497.5pp | 37.67%-19.9pp |
| Employer contribution / active EE | $741 | $964-23.1% | $3,540-79.1% | $2,348-68.4% |
| Participant deferral / active EE | $1,704 | $1,833-7.0% | $3,968-57.1% | $3,246-47.5% |
| Admin fee / account holder | $1,620 | $1,481+9.4% | $5,929-72.7% | $1,167+38.8% |