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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $313,442 | $201,344+55.7% | $184,243+70.1% | $145,877+114.9% |
| Participation rate | 88.9% | 87.5%+1.4pp | 86.8%+2.1pp | 80.3%+8.6pp |
| Annual return | 6.94% | 29.01%-22.1pp | 28.82%-21.9pp | 551.28%-544.3pp |
| Employer contribution / active EE | $17,927 | $7,022+155.3% | $6,427+178.9% | $4,663+284.4% |
| Participant deferral / active EE | $11,370 | $9,807+15.9% | $9,132+24.5% | $6,691+69.9% |
| Admin fee / account holder | $47,953 | $16,382+192.7% | $13,914+244.6% | $13,402+257.8% |