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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $313,442 | $201,259+55.7% | $184,200+70.2% | $145,959+114.7% |
| Participation rate | 88.9% | 87.5%+1.4pp | 86.8%+2.1pp | 80.3%+8.6pp |
| Annual return | 6.94% | 28.98%-22.0pp | 28.80%-21.9pp | 561.95%-555.0pp |
| Employer contribution / active EE | $17,927 | $7,018+155.4% | $6,424+179.1% | $4,661+284.6% |
| Participant deferral / active EE | $11,370 | $9,806+15.9% | $9,132+24.5% | $6,689+70.0% |
| Admin fee / account holder | $47,953 | $16,372+192.9% | $13,907+244.8% | $13,398+257.9% |