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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $405,569 | $87,166+365.3% | $76,735+428.5% | $137,256+195.5% |
| Participation rate | 75.0% | 74.4%+0.6pp | 69.5%+5.5pp | 80.0%-5.0pp |
| Annual return | 16.24% | 26.50%-10.3pp | 29.77%-13.5pp | 220.34%-204.1pp |
| Employer contribution / active EE | $16,125 | $2,904+455.2% | $2,454+557.0% | $4,156+288.0% |
| Participant deferral / active EE | $8,079 | $4,726+70.9% | $4,088+97.6% | $6,407+26.1% |
| Admin fee / account holder | $10,943 | $8,403+30.2% | $7,189+52.2% | $12,270-10.8% |