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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $61,097 | $88,360-30.9% | $145,433-58.0% | $67,986-10.1% |
| Participation rate | 53.2% | 65.5%-12.3pp | 82.1%-28.9pp | 57.2%-4.0pp |
| Annual return | 27.94% | 63.15%-35.2pp | 66.58%-38.6pp | 31.67%-3.7pp |
| Employer contribution / active EE | $1,425 | $3,054-53.3% | $4,554-68.7% | $2,019-29.4% |
| Participant deferral / active EE | $4,883 | $5,932-17.7% | $7,897-38.2% | $3,358+45.4% |
| Admin fee / account holder | $9,121 | $3,313+175.3% | $13,129-30.5% | $3,203+184.7% |