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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $36,321 | $110,410-67.1% | $102,437-64.5% | $145,897-75.1% |
| Participation rate | 82.6% | 77.9%+4.7pp | 74.5%+8.1pp | 80.3%+2.3pp |
| Annual return | 13.08% | 24.85%-11.8pp | 24.95%-11.9pp | 552.29%-539.2pp |
| Employer contribution / active EE | $2,009 | $4,217-52.4% | $3,871-48.1% | $4,663-56.9% |
| Participant deferral / active EE | $5,336 | $5,622-5.1% | $5,060+5.5% | $6,689-20.2% |
| Admin fee / account holder | $5,155 | $9,745-47.1% | $8,388-38.5% | $13,390-61.5% |