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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $116,236 | $160,070-27.4% | $147,117-21.0% | $145,897-20.3% |
| Participation rate | 33.3% | 84.0%-50.7pp | 82.2%-48.9pp | 80.3%-47.0pp |
| Annual return | 15.06% | 98.69%-83.6pp | 420.54%-405.5pp | 552.29%-537.2pp |
| Employer contribution / active EE | $1,200 | $5,285-77.3% | $4,932-75.7% | $4,663-74.3% |
| Participant deferral / active EE | $7,643 | $8,419-9.2% | $8,065-5.2% | $6,689+14.3% |
| Admin fee / account holder | $2,061 | $15,035-86.3% | $12,993-84.1% | $13,390-84.6% |