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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $116,236 | $160,040-27.4% | $147,096-21.0% | $145,877-20.3% |
| Participation rate | 33.3% | 84.0%-50.7pp | 82.2%-48.8pp | 80.3%-47.0pp |
| Annual return | 15.06% | 98.49%-83.4pp | 419.75%-404.7pp | 551.28%-536.2pp |
| Employer contribution / active EE | $1,200 | $5,289-77.3% | $4,936-75.7% | $4,663-74.3% |
| Participant deferral / active EE | $7,643 | $8,429-9.3% | $8,071-5.3% | $6,691+14.2% |
| Admin fee / account holder | $2,061 | $15,050-86.3% | $13,005-84.2% | $13,402-84.6% |