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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $76,207 | $132,099-42.3% | $115,599-34.1% | $138,895-45.1% |
| Participation rate | 60.0% | 77.9%-17.9pp | 74.3%-14.3pp | 79.9%-19.9pp |
| Annual return | 20.09% | 176.76%-156.7pp | 111.10%-91.0pp | 145.39%-125.3pp |
| Employer contribution / active EE | $4,662 | $3,416+36.5% | $2,955+57.7% | $4,194+11.2% |
| Participant deferral / active EE | $8,562 | $5,617+52.4% | $4,889+75.1% | $6,396+33.9% |
| Admin fee / account holder | $0 | $15,650-100.0% | $12,841-100.0% | $12,562-100.0% |