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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $72,591 | $93,345-22.2% | $119,126-39.1% | $87,485-17.0% |
| Participation rate | 40.6% | 68.7%-28.1pp | 75.8%-35.1pp | 68.9%-28.3pp |
| Annual return | 16.33% | 19.08%-2.8pp | 282.11%-265.8pp | 26.06%-9.7pp |
| Employer contribution / active EE | $2,205 | $3,172-30.5% | $4,034-45.3% | $2,596-15.1% |
| Participant deferral / active EE | $3,969 | $4,099-3.2% | $5,318-25.4% | $4,274-7.1% |
| Admin fee / account holder | $25,178 | $8,039+213.2% | $10,693+135.5% | $7,775+223.8% |