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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $140,901 | $81,233+73.5% | $155,567-9.4% | $80,874+74.2% |
| Participation rate | 100.0% | 66.2%+33.8pp | 78.2%+21.8pp | 67.6%+32.4pp |
| Annual return | 347.99% | 33.33%+314.7pp | 64.74%+283.3pp | 35.62%+312.4pp |
| Employer contribution / active EE | $2,350 | $3,101-24.2% | $4,674-49.7% | $2,756-14.7% |
| Participant deferral / active EE | $0 | $3,452-100.0% | $5,628-100.0% | $4,297-100.0% |
| Admin fee / account holder | $2,104 | $7,998-73.7% | $15,916-86.8% | $6,935-69.7% |