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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $140,901 | $81,358+73.2% | $155,556-9.4% | $80,959+74.0% |
| Participation rate | 100.0% | 66.3%+33.7pp | 78.2%+21.8pp | 67.7%+32.3pp |
| Annual return | 347.99% | 33.39%+314.6pp | 64.84%+283.2pp | 35.67%+312.3pp |
| Employer contribution / active EE | $2,350 | $3,106-24.4% | $4,675-49.7% | $2,757-14.8% |
| Participant deferral / active EE | $0 | $3,455-100.0% | $5,631-100.0% | $4,300-100.0% |
| Admin fee / account holder | $2,104 | $7,994-73.7% | $15,885-86.8% | $6,925-69.6% |