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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $192,638 | $171,492+12.3% | $150,734+27.8% | $198,609-3.0% |
| Participation rate | 94.1% | 81.4%+12.7pp | 78.4%+15.7pp | 82.4%+11.7pp |
| Annual return | 12.29% | 804.70%-792.4pp | 600.81%-588.5pp | 202.70%-190.4pp |
| Employer contribution / active EE | $12,353 | $5,470+125.8% | $4,918+151.2% | $5,055+144.4% |
| Participant deferral / active EE | $8,266 | $6,259+32.1% | $5,610+47.3% | $6,977+18.5% |
| Admin fee / account holder | $2,593 | $17,628-85.3% | $14,905-82.6% | $19,030-86.4% |