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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $192,638 | $111,535+72.7% | $105,223+83.1% | $137,256+40.3% |
| Participation rate | 94.1% | 78.1%+16.0pp | 75.0%+19.1pp | 80.0%+14.2pp |
| Annual return | 12.29% | 237.85%-225.6pp | 180.65%-168.4pp | 220.34%-208.1pp |
| Employer contribution / active EE | $12,353 | $3,939+213.6% | $3,689+234.9% | $4,156+197.2% |
| Participant deferral / active EE | $8,266 | $5,500+50.3% | $5,072+63.0% | $6,407+29.0% |
| Admin fee / account holder | $2,593 | $9,721-73.3% | $8,859-70.7% | $12,270-78.9% |