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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $180,336 | $135,905+32.7% | $126,068+43.0% | $198,609-9.2% |
| Participation rate | 100.0% | 85.6%+14.4pp | 84.7%+15.3pp | 82.4%+17.6pp |
| Annual return | 11.97% | 14.07%-2.1pp | 15.01%-3.0pp | 202.70%-190.7pp |
| Employer contribution / active EE | $3,664 | $4,245-13.7% | $3,968-7.6% | $5,055-27.5% |
| Participant deferral / active EE | $14,674 | $8,523+72.2% | $8,214+78.6% | $6,977+110.3% |
| Admin fee / account holder | $2,184 | $21,036-89.6% | $18,264-88.0% | $19,030-88.5% |