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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $1,259,574 | $183,592+586.1% | $155,574+709.6% | $145,877+763.5% |
| Participation rate | 100.0% | 82.7%+17.3pp | 78.2%+21.8pp | 80.3%+19.7pp |
| Annual return | 14.40% | 61.37%-47.0pp | 64.87%-50.5pp | 551.28%-536.9pp |
| Employer contribution / active EE | $35,586 | $5,317+569.3% | $4,676+661.1% | $4,663+663.2% |
| Participant deferral / active EE | $16,563 | $6,466+156.1% | $5,629+194.2% | $6,691+147.6% |
| Admin fee / account holder | $182,855 | $19,316+846.7% | $15,914+1049.0% | $13,402+1264.4% |