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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $346,946 | $174,379+99.0% | $152,093+128.1% | $138,895+149.8% |
| Participation rate | 100.0% | 81.6%+18.4pp | 77.8%+22.2pp | 79.9%+20.1pp |
| Annual return | 16.32% | 74.86%-58.5pp | 66.36%-50.0pp | 145.39%-129.1pp |
| Employer contribution / active EE | $11,065 | $4,652+137.9% | $4,175+165.1% | $4,194+163.8% |
| Participant deferral / active EE | $8,963 | $6,159+45.5% | $5,451+64.4% | $6,396+40.1% |
| Admin fee / account holder | $3,594 | $16,880-78.7% | $14,497-75.2% | $12,562-71.4% |