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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $349,059 | $196,972+77.2% | $182,262+91.5% | $198,609+75.8% |
| Participation rate | 100.0% | 85.7%+14.3pp | 84.2%+15.8pp | 82.4%+17.6pp |
| Annual return | 13.09% | 158.27%-145.2pp | 140.60%-127.5pp | 202.70%-189.6pp |
| Employer contribution / active EE | $8,904 | $5,364+66.0% | $5,046+76.5% | $5,055+76.1% |
| Participant deferral / active EE | $10,929 | $8,643+26.5% | $8,276+32.0% | $6,977+56.6% |
| Admin fee / account holder | $155,297 | $18,429+742.7% | $16,712+829.3% | $19,030+716.1% |