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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $255,487 | $81,358+214.0% | $155,556+64.2% | $80,959+215.6% |
| Participation rate | 100.0% | 66.3%+33.7pp | 78.2%+21.8pp | 67.7%+32.3pp |
| Annual return | 16.45% | 33.39%-16.9pp | 64.84%-48.4pp | 35.67%-19.2pp |
| Employer contribution / active EE | $8,722 | $3,106+180.8% | $4,675+86.6% | $2,757+216.3% |
| Participant deferral / active EE | $10,079 | $3,455+191.7% | $5,631+79.0% | $4,300+134.4% |
| Admin fee / account holder | $933 | $7,994-88.3% | $15,885-94.1% | $6,925-86.5% |