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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $47,003 | $183,539-74.4% | $155,556-69.8% | $145,897-67.8% |
| Participation rate | 85.0% | 82.7%+2.3pp | 78.2%+6.8pp | 80.3%+4.7pp |
| Annual return | 10.45% | 61.31%-50.9pp | 64.84%-54.4pp | 552.29%-541.8pp |
| Employer contribution / active EE | $1,061 | $5,315-80.0% | $4,675-77.3% | $4,663-77.2% |
| Participant deferral / active EE | $3,463 | $6,467-46.4% | $5,631-38.5% | $6,689-48.2% |
| Admin fee / account holder | $4,297 | $19,275-77.7% | $15,885-72.9% | $13,390-67.9% |