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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $179,738 | $166,268+8.1% | $165,100+8.9% | $145,897+23.2% |
| Participation rate | 100.0% | 82.0%+18.0pp | 78.6%+21.4pp | 80.3%+19.7pp |
| Annual return | 15.56% | 100.52%-85.0pp | 70.21%-54.6pp | 552.29%-536.7pp |
| Employer contribution / active EE | $4,026 | $5,284-23.8% | $4,348-7.4% | $4,663-13.7% |
| Participant deferral / active EE | $6,240 | $6,964-10.4% | $6,035+3.4% | $6,689-6.7% |
| Admin fee / account holder | $4,682 | $16,659-71.9% | $12,696-63.1% | $13,390-65.0% |