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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $281,757 | $183,539+53.5% | $155,556+81.1% | $145,897+93.1% |
| Participation rate | 87.5% | 82.7%+4.8pp | 78.2%+9.3pp | 80.3%+7.2pp |
| Annual return | 7.75% | 61.31%-53.6pp | 64.84%-57.1pp | 552.29%-544.5pp |
| Employer contribution / active EE | $6,236 | $5,315+17.3% | $4,675+33.4% | $4,663+33.7% |
| Participant deferral / active EE | $5,632 | $6,467-12.9% | $5,6310% | $6,689-15.8% |
| Admin fee / account holder | $4,523 | $19,275-76.5% | $15,885-71.5% | $13,390-66.2% |