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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $236,170 | $183,592+28.6% | $155,567+51.8% | $145,959+61.8% |
| Participation rate | 100.0% | 82.7%+17.3pp | 78.2%+21.8pp | 80.3%+19.7pp |
| Annual return | 16.79% | 61.24%-44.5pp | 64.74%-47.9pp | 561.95%-545.2pp |
| Employer contribution / active EE | $3,286 | $5,315-38.2% | $4,674-29.7% | $4,661-29.5% |
| Participant deferral / active EE | $7,079 | $6,464+9.5% | $5,628+25.8% | $6,689+5.8% |
| Admin fee / account holder | $2,040 | $19,318-89.4% | $15,916-87.2% | $13,398-84.8% |