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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $283,624 | $110,410+156.9% | $102,437+176.9% | $145,897+94.4% |
| Participation rate | 100.0% | 77.9%+22.1pp | 74.5%+25.5pp | 80.3%+19.7pp |
| Annual return | 8.70% | 24.85%-16.2pp | 24.95%-16.2pp | 552.29%-543.6pp |
| Employer contribution / active EE | $19,266 | $4,217+356.8% | $3,871+397.7% | $4,663+313.2% |
| Participant deferral / active EE | $30,500 | $5,622+442.5% | $5,060+502.8% | $6,689+356.0% |
| Admin fee / account holder | $1,802 | $9,745-81.5% | $8,388-78.5% | $13,390-86.5% |