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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $44,182 | $154,228-71.4% | $145,433-69.6% | $137,256-67.8% |
| Participation rate | 100.0% | 83.8%+16.2pp | 82.1%+17.9pp | 80.0%+20.0pp |
| Annual return | 118.62% | 74.59%+44.0pp | 66.58%+52.0pp | 220.34%-101.7pp |
| Employer contribution / active EE | $0 | $4,804-100.0% | $4,554-100.0% | $4,156-100.0% |
| Participant deferral / active EE | $5,294 | $8,216-35.6% | $7,897-33.0% | $6,407-17.4% |
| Admin fee / account holder | $337 | $14,344-97.6% | $13,129-97.4% | $12,270-97.3% |