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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $32,398 | $48,337-33.0% | $67,560-52.0% | $80,959-60.0% |
| Participation rate | 76.9% | 66.4%+10.5pp | 72.9%+4.0pp | 67.7%+9.3pp |
| Annual return | 14.75% | 18.26%-3.5pp | 3533.50%-3518.7pp | 35.67%-20.9pp |
| Employer contribution / active EE | $137 | $2,023-93.2% | $2,737-95.0% | $2,757-95.0% |
| Participant deferral / active EE | $4,300 | $2,928+46.8% | $4,004+7.4% | $4,3000% |
| Admin fee / account holder | $3,064 | $3,695-17.1% | $3,994-23.3% | $6,925-55.8% |