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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $10,559 | $65,961-84.0% | $180,320-94.1% | $94,015-88.8% |
| Participation rate | 80.0% | 61.3%+18.7pp | 71.5%+8.5pp | 70.8%+9.2pp |
| Annual return | 10.54% | 14.27%-3.7pp | 778.54%-768.0pp | 17.84%-7.3pp |
| Employer contribution / active EE | $750 | $1,737-56.8% | $4,108-81.7% | $2,790-73.1% |
| Participant deferral / active EE | $2,240 | $3,003-25.4% | $4,304-47.9% | $4,249-47.3% |
| Admin fee / account holder | $8,757 | $4,901+78.7% | $10,000-12.4% | $8,951-2.2% |