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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $10,559 | $52,353-79.8% | $120,225-91.2% | $82,448-87.2% |
| Participation rate | 80.0% | 58.3%+21.7pp | 69.6%+10.4pp | 68.1%+11.9pp |
| Annual return | 10.54% | 61.85%-51.3pp | 439.23%-428.7pp | 41.64%-31.1pp |
| Employer contribution / active EE | $750 | $1,510-50.3% | $3,475-78.4% | $2,551-70.6% |
| Participant deferral / active EE | $2,240 | $2,627-14.7% | $3,999-44.0% | $4,139-45.9% |
| Admin fee / account holder | $8,757 | $4,363+100.7% | $5,696+53.7% | $7,234+21.1% |