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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $178,532 | $92,798+92.4% | $96,707+84.6% | $137,256+30.1% |
| Participation rate | 100.0% | 81.6%+18.4pp | 80.4%+19.6pp | 80.0%+20.0pp |
| Annual return | 10.12% | 31.24%-21.1pp | 34.78%-24.7pp | 220.34%-210.2pp |
| Employer contribution / active EE | $2,535 | $4,147-38.9% | $4,191-39.5% | $4,156-39.0% |
| Participant deferral / active EE | $9,186 | $5,877+56.3% | $5,997+53.2% | $6,407+43.4% |
| Admin fee / account holder | $1,422 | $7,946-82.1% | $7,503-81.0% | $12,270-88.4% |