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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $77,820 | $156,398-50.2% | $147,318-47.2% | $138,895-44.0% |
| Participation rate | 100.0% | 83.8%+16.2pp | 82.1%+17.9pp | 79.9%+20.1pp |
| Annual return | 11.41% | 78.75%-67.3pp | 70.43%-59.0pp | 145.39%-134.0pp |
| Employer contribution / active EE | $8,054 | $4,853+66.0% | $4,593+75.4% | $4,194+92.0% |
| Participant deferral / active EE | $6,563 | $8,237-20.3% | $7,906-17.0% | $6,396+2.6% |
| Admin fee / account holder | $33,991 | $14,976+127.0% | $13,708+148.0% | $12,562+170.6% |