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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $703,024 | $177,595+295.9% | $148,496+373.4% | $198,609+254.0% |
| Participation rate | 90.0% | 79.3%+10.7pp | 76.0%+14.0pp | 82.4%+7.6pp |
| Annual return | 14.46% | 9.97%+4.5pp | 12.33%+2.1pp | 202.70%-188.2pp |
| Employer contribution / active EE | $12,326 | $4,098+200.8% | $3,497+252.4% | $5,055+143.8% |
| Participant deferral / active EE | $7,646 | $5,539+38.0% | $4,808+59.0% | $6,977+9.6% |
| Admin fee / account holder | $4,132 | $27,010-84.7% | $19,547-78.9% | $19,030-78.3% |