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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $155,713 | $97,550+59.6% | $120,344+29.4% | $87,485+78.0% |
| Participation rate | 100.0% | 72.8%+27.2pp | 76.7%+23.3pp | 68.9%+31.1pp |
| Annual return | 17.46% | 18.41%-1.0pp | 20.30%-2.8pp | 26.06%-8.6pp |
| Employer contribution / active EE | $1,214 | $2,291-47.0% | $3,020-59.8% | $2,596-53.2% |
| Participant deferral / active EE | $9,198 | $4,230+117.5% | $5,135+79.1% | $4,274+115.2% |
| Admin fee / account holder | $13,411 | $9,543+40.5% | $12,742+5.3% | $7,775+72.5% |