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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $155,713 | $95,404+63.2% | $113,397+37.3% | $82,637+88.4% |
| Participation rate | 100.0% | 72.8%+27.2pp | 76.5%+23.5pp | 68.1%+31.9pp |
| Annual return | 17.46% | 19.08%-1.6pp | 23.20%-5.7pp | 53.51%-36.1pp |
| Employer contribution / active EE | $1,214 | $2,307-47.4% | $2,977-59.2% | $2,552-52.4% |
| Participant deferral / active EE | $9,198 | $4,220+118.0% | $5,076+81.2% | $4,126+122.9% |
| Admin fee / account holder | $13,411 | $9,168+46.3% | $11,957+12.2% | $7,339+82.7% |