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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $22,506 | $86,330-73.9% | $121,871-81.5% | $94,015-76.1% |
| Participation rate | 90.7% | 66.7%+24.0pp | 73.2%+17.5pp | 70.8%+19.9pp |
| Annual return | 19.79% | 14.95%+4.8pp | 13.57%+6.2pp | 17.84%+1.9pp |
| Employer contribution / active EE | $1,474 | $2,292-35.7% | $2,731-46.0% | $2,790-47.2% |
| Participant deferral / active EE | $2,593 | $3,146-17.6% | $4,318-40.0% | $4,249-39.0% |
| Admin fee / account holder | $3,073 | $7,346-58.2% | $11,551-73.4% | $8,951-65.7% |